Use your home equity to accomplish many things:

Discovery Financial Second Mortgage - Home Equity Credit Line.
There are times when we recommend a home equity line of credit.  These loans offer large amounts of cash up front and do so at relatively low interest rates.  The home equity line of credit will involve the use your home as collateral.

Discovery Financial Second Mortgage - Second Mortgage Terms .
Second mortgage loans from Discovery Financial come in a few varieties. We can help you pick the one that is right for you and your family. These loans are available in terms from 1 to 20 years. In order to help you choose a loan term, we suggest you think about what you are using it for and how much you can afford to pay per month.  If you are taking out a loan to carry out a few repairs and can afford to pay a little more for a year or so, you may choose a short loan term.  On the other hand, if you need to do major improvements and cannot afford a higher monthly payment, you should choose a longer loan term.